Protect your valuable portable possessions for loss, theft or damage. These can include a cell phone, laptop, camera, sunglasses, clothing and jewellery, sporting equipment, bicycles and accessories or any other valuable items while away from home. Extend the cover to your car’s GPS, tracking systems, tools and spares.

Comprehensive cover for your caravan, its contents, equipment and accessories. Should you embark on 4×4 routes or off road you should consider our specialist cover options.

Our Personal Cyber Events Insurance product includes cyber bullying, cyber identity theft, cyber stalking, cyber theft and sim-jacking, the consequence of which is often personal financial loss. Being protected against digital security risk is becoming critical and the right place to start would be to secure your personal devices.

Tailored household contents insurance will adequately protect the movable valuable items in your home and outbuildings. Cover can include personal documents, collections, money, refrigerator or freezer contents, and employee or guest possessions. Consider art, antiques and collectables.

Legal costs will assist in cover for a civil court case against you.

We offer tailor made cover for all your vehicle requirements. Three basic vehicle insurance categories – comprehensive, third-party fire and theft and third party only cover – we also offer a variety of extras to protect you against unforeseen costs such as roadside assistance, pothole cover for rims and tyres. Consider your 4×4 requirements and cross-border cover.

Get comprehensive insurance so you can enjoy the adventure of the open road, knowing that you’re adequately covered.

With Motorvaps, you can choose from a range of warranties, service plans and value-added products that not only suit your driving needs, but also your pocket.

A personal accident policy offers you protection against accidental death and bodily injury. This does not include sickness or general disability.

Personal liability cover is essential for people who risk being held legally liable for the injuries of others, motor vehicle accidents and accidents to a third party. With this safeguard, your legal costs and payouts are covered if you are found legally responsible for injury or damage to property as a result of negligence.

We will ensure that the structure of your home and other permanent structures on your property are insured against loss or damage.

Custom-made, effective and affordable cover for your furry family.  We’ve taken pet insurance back to basics to keep the focus on what matters most your pets and their wellbeing. Our plans are simple and easy to understand, so you know exactly what you’re getting and how much it costs.

Sasria covers a loss or damage caused by civil commotion, public disorder, strikes and terrorism.

Our emergency 24/7 emergency call centre will assist you in the event of an emergency, accident tow-in, medical assistance, household assistance, road side assistance, claims assistance, and legal assistance.

Tailor made cover for standard, classic, vintage and 4×4 vehicles. From golf carts to shopping riders, there are many different types of specialist vehicles that all need cover. Our experienced team will find you the right cover.

Fishing or sailboat, Jet Ski or other watercraft, with the right cover you’re protected from risk both on and off the water. The insurance extends to liability for damage or injury while using or transporting your watercraft, and most cover options include standard fittings and equipment.

We know that it’s more than just a farm – it’s your passion, your livelihood, your life. That’s why our agri insurance solutions grow with your unique farming needs, and help you protect what’s most important.

 Theft insurance for businesses covers the loss of or damage to your stock or your clients’ goods for which you are responsible.

 Business all risk insurance will cover you for the loss of or damage to insured items anywhere in the world.

Commercial / Business Insurance, protects your business from losses due to insured events that may occur, consideration should be given to the following, Fire, Loss of Profits / Business Interruption, Burglary, Money, Glass, Business All Risks, Motor, Employers Liability, Fidelity Guarantee and Cyber Insurance.

Commercial Fleet Insurance is the insurance of a “group” of vehicles insured under the cover of one policy.

Cyber Liability (or Anti-Hacker) Insurance can mitigate your liability for risks associated with the cyber/digital environment.  Cyber-attacks can take place in the form of ransomware which encrypts (i.e. scrambles) all cyber related information rendering it useless and causing business downtime.

As a director or officer of a company, you assume an elevated burden of responsibility in the performance of your fiduciary duties. Failure to act in accordance with these elevated standards of care can expose you to personal liability. We put a great deal of focus on assisting our clients to structure a D&O policy that will offer the necessary advice and protection to directors and officers.

This covers you against losses or damage to electronic equipment, computer hardware and software whether portable or not.

This will cover you for any legal liability following injury to an employee that happens in the course of, or in connection with, their service to you.

Special risks are involved for companies engaged in the transportation of hazardous materials. This cover provides for damages to the environment as well as the cleaning up operations related thereto.

Fidelity insurance covers you for dishonest and unlawful actions by employees that could harm your business’ finances or reputation.

Fire insurance offers comprehensive cover for the financial loss that your business may suffer as a result of fire, storm, lightning, wind, hail, damages cause by water and explosion.

Fixed glass, counters, display units, frames, mirros and signwriting should be considered.

Goods in Transit (GIT) Insurance covers property incidental to your business against losses or damages whilst in transit. The cover includes transit by all means of conveyance where owned, hired, of leased.

CYBER LIABILITY
The risks arising out of the myriad and ever-increasing use of IT, are perhaps some of the most challenging faced by businesses in today’s technological world. Cyber risks policies are constantly evolving to try and meet these risks. Specialist skills and knowledge of niche insurance markets and products is therefore essential.

PUBLIC LIABILITY INSURANCE
Public Liability Insurance is vital for any company.  If you work with clients, customers or in the public domain it is important to protect your business against claims related to accidental damage injury / death caused during the course of or in connection with your business.

SPECIALIST LIABILITY INSURANCE
Specialist Liability Insurance is designed to cater for the risks not covered by your standard policy. Whether dealing with general liabilities or more niche liabilities appropriate cover and indemnity limits are essential to protect the company against the legal consequences of human error. Our specialist approach will ensure cover and limits are appropriate.

MEDICAL MALPRACTICE INSURANCE
Medical Malpractice Insurance indemnifies the Insured for bodily or mental injury, illness, disease, or death of any patient / person caused by the malpractice of the Insured.

PROFESSIONAL INDEMNITY INSURANCE
As a professional, you need appropriate cover to protect your business against the risks that could compromise your future. All those who provide professional advice and/or design for a fee, assume an elevated burden of responsibility. A focussed approach will ensure the necessary protection via PI insurance.

Machinery Breakdown Insurance offers protection against sudden and unforeseen physical loss of or damage to machinery.

Mishaps in transit happen, whether at sea, on road or in the air, and sometimes when they do they cripple even the most established businesses in the event of insufficient insurance coverage. International traders need to protect themselves against the losses of their precious cargo.

Medical Malpractice Insurance indemnifies the Insured for bodily or mental injury, illness, disease, or death of any patient / person caused by the malpractice of the insured.

Money covers you and your business in the unfortunate event of financial loss that’s due to the loss of, or damage to, any money that’s kept on your business premises or at your home.

Whether your business vehicles are used by many employees or just one and used for long-distance business trips or just quick trips to clients, you need to keep them moving forward. We’ve got you covered for the loss of, or damage to, your vehicles due to accidents, fire, hail or theft.

Covers a loss or damage to documents, furniture, office equipment and appliances.

Plant All Risks (PAR) Insurance covers the insured on an “All Risks” basis for the loss of, or unforeseen damage, to the insured Plant and or Equipment whilst it is in use on site, in transit or being stored.

As a professional, you need appropriate cover to protect your business against the risks that could compromise your future. All those who provide professional advice and/or design for a fee, assume an elevated burden of responsibility. A focussed approach will ensure the necessary protection via PI insurance.

Trucks, Heavy Commercial Vehicles (HCV) or the haulage industry, is a major contributor to the South African economy with more than 80% of goods transported on the road. This section provides cover for these commercial vehicles.

Sasria covers a loss or damage caused by civil commotion, public disorder, strikes and terrorism.